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IBAN format of Albania: 28 characters, starts with AL

An IBAN of Albania is 28 characters long and begins with AL. Here is what each part means, a made-up example, and how to check one.

Made-up example (not a real account)

AL42 1234 5678 9012 3456 7890 1234

  • ALCountry
  • 42Check digits
  • 123Bank code
  • 4567Branch code
  • 8National check digits
  • 9012345678901234Account number
Length
28 characters
Starts with
AL
After the check digits
8 digits, then 16 letters or digits
Single Euro Payments Area (SEPA)
No
Layout code in the registry
AL2!n8!n16!c

Part by part

PositionPartMade ofIn the example
1 to 2Country code2 capital letters: ALAL
3 to 4IBAN check digits2 digits42
5 to 7Bank code3 digits123
8 to 11Branch code4 digits4567
12National check digits1 digit8
13 to 28Account number16 letters or digits9012345678901234

The parts with a name here are: Bank code, branch code, national check digits, account number. The bank decides the bank code and the account number; you never have to work them out yourself. The layout code AL2!n8!n16!c is how the registry writes this: a number, then n for digits, a for capital letters or c for letters or digits.

How to check an IBAN of Albania

  1. Count the characters without spaces. There must be exactly 28.
  2. The first two must be AL, and the next two must be digits.
  3. After those four, the rest must follow the layout: 8 digits, then 16 letters or digits.
  4. Run the check-digit test. The IBAN checker does all four steps for you and shows which one fails.

Writing it down

On paper, an IBAN is written in groups of four characters with spaces, as in the example above, so that it is easier to read and compare. In online banking and in files it is entered without spaces. Both forms are the same IBAN. Letters are always capitals.

How it compares

At 28 characters, it sits between the shortest IBAN in the registry (Norway, 15 characters) and the longest (Russia, 33 characters). The same length is used by Azerbaijan, Belarus, Cyprus, Dominican Republic, El Salvador, Guatemala, Honduras, Hungary, each with its own layout. It mixes letters and digits after the check digits.

Common questions

How many characters does an IBAN of Albania have?

An IBAN of Albania always has 28 characters: the letters AL, two check digits and 24 more characters for the bank and the account.

What does an IBAN of Albania start with?

It starts with AL, the country code, followed by two check digits.

Is Albania in SEPA?

No. Albania uses IBAN but is not part of the Single Euro Payments Area.

Layout checked in November 2026 against the SWIFT IBAN Registry data. The example is made up. For a payment, use only the IBAN given by the account holder or the bank, and check with the bank if in doubt.

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