IBANCountries that do not use IBAN, and what they use instead
IBAN is not a worldwide system. 89 countries and territories are in the registry; many large economies are not. If a form insists on an IBAN for an account in one of these countries, the account simply does not have one.
| Country | IBAN? | What identifies the bank or branch |
|---|---|---|
| India | No | IFSC (11 characters) inside India; SWIFT code for transfers from abroad |
| United States | No | ABA routing number (9 digits); SWIFT code for transfers from abroad |
| Canada | No | Institution number and transit (branch) number; SWIFT code from abroad |
| Australia | No | BSB number (6 digits); SWIFT code from abroad |
| China | No | SWIFT code and the account number |
| Japan | No | Bank code and branch code; SWIFT code from abroad |
What to write when a form asks for an IBAN
- If there is a separate box for "account number", use that and leave the IBAN box empty.
- If the form only has an IBAN box, many banks accept the plain account number there for non-IBAN countries, together with the SWIFT code. This depends on the sending bank, so ask them.
- Never invent an IBAN by adding letters to an account number. A made-up IBAN can fail the check, or worse, send money to the wrong place.
Is my country in the list?
The full list of IBAN countries can be filtered by name. If the country is not there, it is not in the IBAN registry as of November 2026.
Checked in November 2026. General information, not financial advice. Confirm the details a transfer needs with the bank that will send it.