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IBAN format of Jordan: 30 characters, starts with JO

An IBAN of Jordan is 30 characters long and begins with JO. Here is what each part means, a made-up example, and how to check one.

Made-up example (not a real account)

JO09 XXXX 1234 5678 9012 3456 7890 12

  • JOCountry
  • 09Check digits
  • XXXXBank code
  • 1234Branch code
  • 567890123456789012Account number
Length
30 characters
Starts with
JO
After the check digits
4 capital letters, then 4 digits, then 18 letters or digits
Single Euro Payments Area (SEPA)
No
Layout code in the registry
JO2!n4!a4!n18!c

Part by part

PositionPartMade ofIn the example
1 to 2Country code2 capital letters: JOJO
3 to 4IBAN check digits2 digits09
5 to 8Bank code4 capital lettersXXXX
9 to 12Branch code4 digits1234
13 to 30Account number18 letters or digits567890123456789012

The parts with a name here are: Bank code, branch code, account number. The bank decides the bank code and the account number; you never have to work them out yourself. The layout code JO2!n4!a4!n18!c is how the registry writes this: a number, then n for digits, a for capital letters or c for letters or digits.

How to check an IBAN of Jordan

  1. Count the characters without spaces. There must be exactly 30.
  2. The first two must be JO, and the next two must be digits.
  3. After those four, the rest must follow the layout: 4 capital letters, then 4 digits, then 18 letters or digits.
  4. Run the check-digit test. The IBAN checker does all four steps for you and shows which one fails.

Writing it down

On paper, an IBAN is written in groups of four characters with spaces, as in the example above, so that it is easier to read and compare. In online banking and in files it is entered without spaces. Both forms are the same IBAN. Letters are always capitals.

How it compares

At 30 characters, it sits between the shortest IBAN in the registry (Norway, 15 characters) and the longest (Russia, 33 characters). The same length is used by Kuwait, Mauritius, Yemen, each with its own layout. It mixes letters and digits after the check digits.

Common questions

How many characters does an IBAN of Jordan have?

An IBAN of Jordan always has 30 characters: the letters JO, two check digits and 26 more characters for the bank and the account.

What does an IBAN of Jordan start with?

It starts with JO, the country code, followed by two check digits.

Is Jordan in SEPA?

No. Jordan uses IBAN but is not part of the Single Euro Payments Area.

Layout checked in November 2026 against the SWIFT IBAN Registry data. The example is made up. For a payment, use only the IBAN given by the account holder or the bank, and check with the bank if in doubt.

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