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IBAN format of Russia: 33 characters, starts with RU

An IBAN of Russia is 33 characters long and begins with RU. Here is what each part means, a made-up example, and how to check one.

Made-up example (not a real account)

RU32 1234 5678 9012 3456 7890 1234 5678 9

  • RUCountry
  • 32Check digits
  • 123456789Bank code
  • 01234Branch code
  • 567890123456789Account number
Length
33 characters
Starts with
RU
After the check digits
9 digits, then 5 digits, then 15 letters or digits
Single Euro Payments Area (SEPA)
No
Layout code in the registry
RU2!n9!n5!n15!c

Part by part

PositionPartMade ofIn the example
1 to 2Country code2 capital letters: RURU
3 to 4IBAN check digits2 digits32
5 to 13Bank code9 digits123456789
14 to 18Branch code5 digits01234
19 to 33Account number15 letters or digits567890123456789

The parts with a name here are: Bank code, branch code, account number. The bank decides the bank code and the account number; you never have to work them out yourself. The layout code RU2!n9!n5!n15!c is how the registry writes this: a number, then n for digits, a for capital letters or c for letters or digits.

How to check an IBAN of Russia

  1. Count the characters without spaces. There must be exactly 33.
  2. The first two must be RU, and the next two must be digits.
  3. After those four, the rest must follow the layout: 9 digits, then 5 digits, then 15 letters or digits.
  4. Run the check-digit test. The IBAN checker does all four steps for you and shows which one fails.

Writing it down

On paper, an IBAN is written in groups of four characters with spaces, as in the example above, so that it is easier to read and compare. In online banking and in files it is entered without spaces. Both forms are the same IBAN. Letters are always capitals.

How it compares

At 33 characters, this is the longest IBAN in the registry. It mixes letters and digits after the check digits.

Common questions

How many characters does an IBAN of Russia have?

An IBAN of Russia always has 33 characters: the letters RU, two check digits and 29 more characters for the bank and the account.

What does an IBAN of Russia start with?

It starts with RU, the country code, followed by two check digits.

Is Russia in SEPA?

No. Russia uses IBAN but is not part of the Single Euro Payments Area.

Layout checked in November 2026 against the SWIFT IBAN Registry data. The example is made up. For a payment, use only the IBAN given by the account holder or the bank, and check with the bank if in doubt.

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