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IBAN format of Saint Lucia: 32 characters, starts with LC

An IBAN of Saint Lucia is 32 characters long and begins with LC. Here is what each part means, a made-up example, and how to check one.

Made-up example (not a real account)

LC96 XXXX 1234 5678 9012 3456 7890 1234

  • LCCountry
  • 96Check digits
  • XXXXBank code
  • 123456789012345678901234Account number
Length
32 characters
Starts with
LC
After the check digits
4 capital letters, then 24 letters or digits
Single Euro Payments Area (SEPA)
No
Layout code in the registry
LC2!n4!a24!c

Part by part

PositionPartMade ofIn the example
1 to 2Country code2 capital letters: LCLC
3 to 4IBAN check digits2 digits96
5 to 8Bank code4 capital lettersXXXX
9 to 32Account number24 letters or digits123456789012345678901234

The parts with a name here are: Bank code, account number. The bank decides the bank code and the account number; you never have to work them out yourself. The layout code LC2!n4!a24!c is how the registry writes this: a number, then n for digits, a for capital letters or c for letters or digits.

How to check an IBAN of Saint Lucia

  1. Count the characters without spaces. There must be exactly 32.
  2. The first two must be LC, and the next two must be digits.
  3. After those four, the rest must follow the layout: 4 capital letters, then 24 letters or digits.
  4. Run the check-digit test. The IBAN checker does all four steps for you and shows which one fails.

Writing it down

On paper, an IBAN is written in groups of four characters with spaces, as in the example above, so that it is easier to read and compare. In online banking and in files it is entered without spaces. Both forms are the same IBAN. Letters are always capitals.

How it compares

At 32 characters, it sits between the shortest IBAN in the registry (Norway, 15 characters) and the longest (Russia, 33 characters). It mixes letters and digits after the check digits.

Common questions

How many characters does an IBAN of Saint Lucia have?

An IBAN of Saint Lucia always has 32 characters: the letters LC, two check digits and 28 more characters for the bank and the account.

What does an IBAN of Saint Lucia start with?

It starts with LC, the country code, followed by two check digits.

Is Saint Lucia in SEPA?

No. Saint Lucia uses IBAN but is not part of the Single Euro Payments Area.

Layout checked in November 2026 against the SWIFT IBAN Registry data. The example is made up. For a payment, use only the IBAN given by the account holder or the bank, and check with the bank if in doubt.

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