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IBAN format of Falkland Islands: 18 characters, starts with FK

An IBAN of the Falkland Islands is 18 characters long and begins with FK. Here is what each part means, a made-up example, and how to check one.

Made-up example (not a real account)

FK85 XX12 3456 7890 12

  • FKCountry
  • 85Check digits
  • XXBank code
  • 123456789012Account number
Length
18 characters
Starts with
FK
After the check digits
2 capital letters, then 12 digits
Single Euro Payments Area (SEPA)
No
Layout code in the registry
FK2!n2!a12!n

Part by part

PositionPartMade ofIn the example
1 to 2Country code2 capital letters: FKFK
3 to 4IBAN check digits2 digits85
5 to 6Bank code2 capital lettersXX
7 to 18Account number12 digits123456789012

The parts with a name here are: Bank code, account number. The bank decides the bank code and the account number; you never have to work them out yourself. The layout code FK2!n2!a12!n is how the registry writes this: a number, then n for digits, a for capital letters or c for letters or digits.

How to check an IBAN of the Falkland Islands

  1. Count the characters without spaces. There must be exactly 18.
  2. The first two must be FK, and the next two must be digits.
  3. After those four, the rest must follow the layout: 2 capital letters, then 12 digits.
  4. Run the check-digit test. The IBAN checker does all four steps for you and shows which one fails.

Writing it down

On paper, an IBAN is written in groups of four characters with spaces, as in the example above, so that it is easier to read and compare. In online banking and in files it is entered without spaces. Both forms are the same IBAN. Letters are always capitals.

How it compares

At 18 characters, it sits between the shortest IBAN in the registry (Norway, 15 characters) and the longest (Russia, 33 characters). The same length is used by Denmark, Faroe Islands, Finland, Greenland, Netherlands, Sudan, each with its own layout. It mixes letters and digits after the check digits.

Common questions

How many characters does an IBAN of the Falkland Islands have?

An IBAN of the Falkland Islands always has 18 characters: the letters FK, two check digits and 14 more characters for the bank and the account.

What does an IBAN of the Falkland Islands start with?

It starts with FK, the country code, followed by two check digits.

Is Falkland Islands in SEPA?

No. The Falkland Islands uses IBAN but is not part of the Single Euro Payments Area.

Layout checked in November 2026 against the SWIFT IBAN Registry data. The example is made up. For a payment, use only the IBAN given by the account holder or the bank, and check with the bank if in doubt.

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