ShareYourGroupShareYourGroupIBAN

IBAN format of Faroe Islands: 18 characters, starts with FO

An IBAN of the Faroe Islands is 18 characters long and begins with FO. Here is what each part means, a made-up example, and how to check one.

Made-up example (not a real account)

FO37 1234 5678 9012 34

  • FOCountry
  • 37Check digits
  • 1234Bank code
  • 567890123Account number
  • 4National check digits
Length
18 characters
Starts with
FO
After the check digits
4 digits, then 9 digits, then 1 digit
Single Euro Payments Area (SEPA)
No
Layout code in the registry
FO2!n4!n9!n1!n

Part by part

PositionPartMade ofIn the example
1 to 2Country code2 capital letters: FOFO
3 to 4IBAN check digits2 digits37
5 to 8Bank code4 digits1234
9 to 17Account number9 digits567890123
18National check digits1 digit4

The parts with a name here are: Bank code, account number, national check digits. The bank decides the bank code and the account number; you never have to work them out yourself. The layout code FO2!n4!n9!n1!n is how the registry writes this: a number, then n for digits, a for capital letters or c for letters or digits.

How to check an IBAN of the Faroe Islands

  1. Count the characters without spaces. There must be exactly 18.
  2. The first two must be FO, and the next two must be digits.
  3. After those four, the rest must follow the layout: 4 digits, then 9 digits, then 1 digit.
  4. Run the check-digit test. The IBAN checker does all four steps for you and shows which one fails.

Writing it down

On paper, an IBAN is written in groups of four characters with spaces, as in the example above, so that it is easier to read and compare. In online banking and in files it is entered without spaces. Both forms are the same IBAN. Letters are always capitals.

How it compares

At 18 characters, it sits between the shortest IBAN in the registry (Norway, 15 characters) and the longest (Russia, 33 characters). The same length is used by Denmark, Falkland Islands, Finland, Greenland, Netherlands, Sudan, each with its own layout. After the country code it has digits only.

Common questions

How many characters does an IBAN of the Faroe Islands have?

An IBAN of the Faroe Islands always has 18 characters: the letters FO, two check digits and 14 more characters for the bank and the account.

What does an IBAN of the Faroe Islands start with?

It starts with FO, the country code, followed by two check digits.

Is Faroe Islands in SEPA?

No. The Faroe Islands uses IBAN but is not part of the Single Euro Payments Area.

Layout checked in November 2026 against the SWIFT IBAN Registry data. The example is made up. For a payment, use only the IBAN given by the account holder or the bank, and check with the bank if in doubt.

Check an IBAN All countries